By LizMathers
 Credit cards have replaced cash as the most convenient way to pay for goods and services. Part of the reason for the growing popularity of credit cards is that they are becoming far cheaper. With an increasing number of issuers, including petrol stations, supermarkets, and football clubs as well as traditional high-street banks, interest rates are being forced down.
Annual fees are thankfully becoming a thing of the past and there is a range of benefits available if you clear your balance every month. In other words, using a credit card is a smart way of keeping track of your spending, not necessarily a sign that it is out of control.
However, not all credit cards have low interest rates, no annual fees, and excellent perks. Some are still rather disappointing, charging interest at four or more times the Bank of England base rate. This article attempts to show you how to avoid such cards - and where to seek out the better ones. We also look at how your credit rating affects the amount of interest you are charged on your card - |
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By Iain Stubley
 People will undoubtedly appreciate it if they can have free airline tickets just because they use their credit card often. Actually, this service is already being offered, it's just not often taken advantage of because of differences in credit card choices and travel habits. It takes some research and planning to get the right credit card that can offer the best airline miles credit cards benefits. This article details some of the things to consider when on the lookout for airline credit cards.
First of all, remember that airline credit cards come in two types: air mile reward cards or frequent flyer cards. The mechanism of the latter is quite obvious as frequent flier cards are used by people who often travel using a specific airline. Usually, you can fully take advantage of this card only if you travel three times a year, at the very least. Otherwise, consider getting the air miles reward card.
Frequent flyer cards are usually made for just one airline, such as American or Delta. You will probably accumulate more miles using this card rather than the airline |
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